YOUR GUIDE TO BUYING

Find Your Perfect Home

Location, location, location. You must’ve heard that before. But that’s because, much of the time, that’s what real estate is all about. And never is it more true than when you’re buying a home. As a certified Real Estate Agent, I have the local knowledge, skills and experience to help you through the buying process. From property hunting and price negotiations to mortgage offers and legal paperwork, I’ll help you meet your goals, whatever they may be. Your dream home is waiting and I can’t wait to help you find it.

THE STEP BY STEP BUYING PROCESS

1. CHOOSE AN AGENT

Choose a broker you trust, like and know is key. Someone that works and lives in the community that knows and understands the lay of the land.

2. GET PRE-APPROVED FOR A MORTGAGE

In today’s home-buying environment, a mortgage pre-approval is essential. It not only lets you know what you can afford to buy, but also demonstrates to sellers that you are a willing and able buyer.

3. CREATE A WISH LIST

Almost every home purchase involves some degree of compromise. There are many variables to think about depending on your lifestyle, budget and future plans, but some universal considerations include: Location, type of home, features and amenities.

4. FIND YOUR HOME

At this stage of the game, you are ready to begin your home search. Here’s what

you can expect to do: Review listings, view properties, open houses and compare properties.

5. MAKE AN OFFER

When you find a home, it’s important to act quickly and make an educated offer based on the strategy you and your broker have discussed. Your broker will draw up a contract that includes your offer price and other terms and contingencies. Here are some of the most common elements of a real estate contract: Price, mortgage contingency, home inspection contingency, attorney approval, earnest money, closing date.

6. NEGOTIATE COUNTEROFFERS

In most transactions, there’s a fair amount of offers and counteroffers. Your broker will draw upon his or her experience and market knowledge to offer sound advice during a negotiation, and he or she can also serve as a buffer between the buyer and the seller/seller’s broker.

7. CONTRACT TO CLOSING

There are dozens of loose ends to tie up between signing the contract and closing the sale. Your broker will coordinate and oversee the following steps:

  • Deliver earnest money 

  • Recommend and schedule a home inspector and accompany the buyer on the inspection

  • Recommend real estate attorneys

  • Obtain important documents, such as property disclosure forms and condominium documents

  • Recommend mortgage brokers and help expedite the loan-application process

  • Monitor all contingencies to ensure that they have been met

  • Recommend service providers for moving, home-improvement and repairs

  • Schedule a finalwalkthrough. Both the buyer and buyer’s agent should be present

  • Coordinate and attend your closing

8. CLOSING

Your broker will work closely with you, your lender, your attorney, and the seller’s broker to make sure everything is in place for a smooth and efficient closing.